How to Earn Money Online: 4 Free Options + $ 10 Initial Bonus.

 

 

Many people ask us how to earn money for Internet in their free time. Normally, all the options we hear are fraud or just are not worth it. That’s why our personal finance team decided to take as its mission to find the best 100% free options of how to make money online. Maximize every dollar in your wallet with paid surveys, discount coupons and more.

Top 4 Options On How To Make Money Online.

It’s worth saying that these options will not make you a millionaire (the people who say that you will be a millionaire are lying to you), but they are good resources to supplement what you already earn. Here we leave the 4 options that our team recommends more than how to make money online:

A) Paid Surveys

A) Paid Surveys

 

There are several pages on the internet that pay for you to give your opinion of different products when filling out surveys, watching videos, etc. It’s an easy way to earn extra money online in your free time from home. Although there are several survey pages that never end up paying you for your time we have found 3 excellent options for you:

1. SWAGBUCKS: It helps you earn money by taking surveys, watching videos, playing online games and giving your opinion of different products from the comfort of your home. Become a member of Swagbucks is FREE and they give you a $ 5 bonus just for subscribing .

 

JOIN SWAGBUCKS GRÁTIS!

  • Requirements: Name, Email and Confirm Mail (Check SPAM).
  • Approximate Payment: $ 500- $ 5,000 per year * (If you fill out all the surveys and offers you qualify for)
  • Cost: FREE
  • Form of payment: You can exchange your points (called SB) for cash or gift cards such as Amazon, eBay and Walmart.
  • Benefits: Returns money for online purchases and gives you $ 5 welcome bonus just for creating an account.

 

2. SURVEY JUNKIE: You pay to share your opinion online when filling out surveys. This is our favorite option for any user looking to earn money online . After you sign up for Survey Junkie, you will begin to accumulate bonus points, each point equals 1 cent and you could find surveys of up to 200 points.

 

JOIN SURVEY JUNKIE GRÁTIS!

  • Requirements: Email.
  • Approximate Payment: $ 600- $ 6,000 per year * (If you fill out all the surveys and offers you qualify for)
  • Cost: FREE
  • Form of payment: Points can be exchanged for gift cards or cash.
  • Benefits: Fast payments, the lowest payment is $ 10 and gift cards never expire.

3. MY POINTS: It is a very good option of how to make money online since it pays you to buy online through them. You can also earn points by answering polls, playing video games and watching videos. It’s FREE and gives you a $ 5 bonus after completing the first five surveys you qualify for.

 

JOIN MY POINTS GRÁTIS!

  • Requirements: Name, Email, Create password
  • Approximate Payment: $ 500- $ 5,000 per year * (If you fill out all the surveys and offers you qualify for)
  • Cost: FREE
  • Form of payment: Air miles, cash or gift cards (Electronic and physical) including Amazon, Old Navy and Starbucks.
  • Benefits: It is an easy to use platform and even if you do not qualify for a survey, some still give you points.

 

Take your free time to earn money from the comfort of your home! Here is the list of the best options to make money online:

 

  1. SURVEY JUNKIE
  2. SWAGBUCKS
  3. MY POINTS

B) Independent works

B) Independent works

Thanks to the internet and technology there are many new opportunities to use your current car to make money in your free time. There are many services such as LYFT and UBER, which customers get for you and all you have to do is drive.

 

4. LYFT: If you have your own car and you want to be your own boss, then you have to check LYFT. You make your own hours and you are your own boss. Earn about $ 30 / hour.

WIN MONEY WITH LYFT NOW!

  • Approximate Payment: $ 25 / hour
  • Cost: FREE
  • Benefits: Work in your free time. LYFT drivers earn an average of $ 25 / hour and up to much more. Apply to LYFT is FREE and you decide what days / hours you work.
  • Requirements: Have a 4-door car from 2007 or newer. Current driver’s license.

 

C) Work from Home

 

A) Paid Surveys

 

Working from the comfort of your home is everyone’s dream. Most jobs from home include customer support jobs where you can use your computer, cell phone and other resources to assist clients of other online companies. There are also several jobs in your area that may interest you to pay more than your current job or to get additional part-time work.

How to earn money online can be more efficient with these tips:

 

You can stay comfortable as Guermantes family leaves you some tips so you can make the most of the survey sites

1) You will need a new email address for surveys:

Because when you sign up for a survey site, you’re sure to receive a lot of emails like ads or opportunities to make money. You will avoid losing your work emails or personal messages.

2) Answer and give your honest opinion and update your profile information frequently:

There will be several surveys that you would rate based on your demographic data, for example: city, state where you live, if you change jobs, update it as it could help you qualify for more surveys and have more opportunities.

3) Do not pay to fill out surveys (or enter your banking information):

NEVER pay to join these survey sites. The most secure and legitimate sites pay with gift cards, or cash through PayPal. (you will link your bank account to your paypal account)

4) We recommend using Roboform to automatically fill in the answers:

Most surveys ask the same questions many times. Roboform is a platform that makes a free automatic filling when it recognizes that the same question is being asked and you can enter your information in the survey once. This will save you LOTS of time.

Roboform will also save your passwords. THE TRUTH no one can remember the passwords.

 

Other Resources How to Make Money Online:

 

Other Resources How to Make Money Online:

For more options on how to make money online, we recommend CFPB (Consumer Financial Protection Bureau) and FCC (Federal Communications Commission) . These sites give information and news of personal finances which give you tips to avoid online fraud.

Personal Loans – Up to $ 100,000 From 4.99% 1 Day

 

 

Illinois has a population of more than 12 million people, a high number despite its territorial extension. Therefore, about 13% are Hispanic. Many of which are looking to apply for a personal loan. So if you are looking for financial aid there are several lenders who are willing to give you personal loans in Illinois.

The following list mentions some of the most common options with which you could solve any problem by applying to one of our lenders:

  • Medical expenses
  • Consolidate debts and credit cards
  • Purchase or auto refinance
  • Family emergency
  • Purchase of materials for business
  • Travel or special events
  • Shopping and repair of cars
  • And more…

Personal loans in Illinois can be $ 100 to $ 100,000 usually, from a 4.99% interest if you request it from the Huckleberry Finn web platform. The current term will depend on certain factors such as credit history and the use of personal loans.

What do I need to apply for personal loans in Illinois?

The most important requirements requested by our lenders are:

  • Be at least 21 years old
  • Have a job or a source of income.
  • Be a citizen or American resident. (social Security)
  • Have an active bank account

If you have these basic requirements, you can apply without obligation.

Commonly, the lenders Huckleberry Finn works with will ask you to share your personal information in online applications or forms. Example, your social security number and bank account number. In that sense the process should not take more than 10 minutes to complete.

Personal Loans In Illinois According To Your Credit History

When looking to apply for personal loans in Illinois it is very important to know your credit score, your level of debt but even more important your credit history. This is because the lenders evaluate many factors at the same time to be able to give you some amount.

So there are some lenders that do not evaluate the credit (especially personal loans with bad credit) we leave you the 5 factors that affect your credit score and how to improve them.

That is why we share an average of the terms of personal credits according to your credit score below:

Excellent credit: It makes reference between 670 to 870. You have access to the best terms of personal loans in Nevada and throughout the United States, from $ 100 to $ 100,000 with interest ranging from 4.99% with terms of 3-72 months. Applies to loans for people with excellent credit.

Good credit: It makes reference between 580 to 669. With this score you can access good terms and the difference is the amount you can access, according to our experience you can apply to personal loans of up to $ 50,000 with terms of 3-72 months. Applies to loans for people with good credit.

Bad credit: It makes reference between 350 to 579. With this score it is difficult to access a loan with low interest since for the lenders there is too much risk that you can not pay back. However, it is still possible to get loans up to $ 5,000 and terms from 2 weeks to 24 months. Applies to loans for people with bad credit.

How to Apply for Personal Loans in Illinois

Currently, most processes can be done online and applying for personal loans in Illinois is now easier. From your cell phone if you want, you just have to go to the website of Huckleberry Finn, where you will find options for all types of loans with more than 100 lenders. Also, I could call you an advisor to assist you while you fill out the applications.

Steps to follow to apply:

  • Enter Huckleberry Finn: Choose and complete the applications you want and thus compare several options.
  • Review the terms and conditions: All the information of each application completed is sent to your email. Name of the lender, address, amount and conditions in general.
  • Be approved by a lender : If approved with any amount. Usually the lender will call you and give you the option to deposit the approved amount to your bank account.

Some Bank Options for Personal Loans in Illinois:

Some Bank Options for Personal Loans in Illinois:

  1. The Northern Trust Company
  2. Harris National Association
  3. State Farm Bank, FSB
  4. Mid America Bank, FSB
  5. Corus Bank, National Association
  6. First Midwest Bank
  7. MB Financial Bank, National Association

 

The Orange SCE CE is digitizing – Manager Attitude

The EC Orange SCE has completely dematerialized his forehead – and its back office. This approach implies rethinking its customer experience and become more transparent.

“Digitalising a CE requires a demanding approach. But it is necessary because it brings transparency to the functioning of the committee and creates an economy of trust. This gives the CE its legitimacy if needed. “

Five years ago, Thierry Chatelier, secretary of the CE Orange SCE (*), embarked on such an approach. The works council covers 6,000 employees spread over 30 sites, 2/3 of which are located in Ile-de-France. It employs an employee and has a network of volunteers who guarantee a presence in the field.

Ensure equal access to the service

 Ensure equal access to the service

How to ensure equal access and quality of service for everyone, from the Orange stadium restaurant with 2,000 employees to the provincial site, which sometimes has only a few employees? “By combining a digital platform and a physical presence to keep the link,” says Thierry Chatelier.

The first step was therefore to create a service platform open to all employees. With an ambitious goal: to be among the top ten merchant sites that satisfy the most employees. “We put the bar high in terms of quality, since we were competing with the largest consumer sites,” said Thierry Chatelier.

Define a customer journey

 Define a customer journey

The main pitfall to avoid is to transpose the paper processes to digital, which results in maintaining the complexity of the system and transferring it to the online course. For example, the gift voucher procedure was very complicated in paper mode. The system was redesigned at the time of the transition to digital, with a very intuitive device for the collaborator.

In fact, it is important to avoid excessive abandonment rates linked to complicated dematerialization processes. “It’s about putting employees at the center of their concerns, defining a simple customer journey and responding to their concerns,” says Thierry Chatelier.

This simplicity leads to more transparency in the operating rules of the EC, to create trust, the foundation of any digital transformation. All rights are individualized and each employee can access them in a minimum of operations.

99% of employees use the platform

 99% of employees use the platform

It is only once the customer journey is defined that we move to the actual computer work, using the considerable capabilities of the digital tool that allows offering new features. For example, geolocation, which allows restaurants to broadcast sales promotions to employees who attend them.

“In the EC we like to manage with spreadsheets, and the activities are rarely proposed by people who know the marketing, says Thierry Chatelier. Also, it was not easy to find partners and service providers ready to enter this logic of the customer journey. ProwebCE, a service provider, takes up the challenge and builds the bricks in sequence to achieve a complete dematerialization of the front and the back office. Only the social part is not dematerialized.

Today, 99% of Orange SCE’s CE employees go through the platform. This does not prevent to maintain a physical reception. “Book a movie theater can be done in a completely dematerialized way explains Thierry Chatelier. On the other hand, for more complex operations such as a holiday refund, employees appreciate having contact. Like what digital can do well with human relationships.

 

 

Necessary Expenses of New Business | Business Credit Offers

29 Jun Necessary expenses of new business

 

Putting a business is not easy, it takes a lot of effort, dedication and above all money, to start a business you will need to have a certain amount of money that reaches you to cover the essentials to start working. A great option to get the necessary financial support is online credit. First you need the financial base, surely you will need to resort to an institution with business credit offers. It is the most important expense, on which depends the quality with which you will start your business.

When starting a business you need to start with the following expenses in order to have a good performance.

Office or local

 Office or local

Experts say that it is the initial expense that is hardest to obtain and the most expensive. You will want to find the perfect place to start. Review all your options and be sure to verify that all the place complies with all the necessary regulations and adapts to the needs of your business.

Commodity

 

 Commodity

 

Plan how much money you will need to invest initially in product or raw material so that you never run out of the product you offer. Buy everything before opening your new business so that once you open the doors you have everything you need and you will not need to buy something unexpected.

Salaries

 

 Salaries

 

When you start hiring the staff of your business do not hire more staff than you really need. Calculate how many salaries you will have to pay and if you are going to be able to pay everyone so that you never owe it to your colleagues or employees.

Technology

 

Necessarily you will have to spend on new and updated technology for the proper functioning of your business! Do not stay behind and update your tools!

Legal and accounting advice

 Legal and accounting advice

The finances in your business need to be organized, you can take them yourself but it is advisable that you hire an expert that takes the finances of your business. The same with legal advice, hire someone who can take the legal affairs of your company. Do not forget that a business with everything in order works better.

Advertising

 Advertising

 

To succeed first you have to make yourself known, you will need to invest in advertising, which will help you a lot if you want to increase sales of your business. A good advertising option is online, you can start advertising on the internet to get more followers and that people know you more.

Personal Loans – Up to $ 100,000 From 4.99% 1 Day

Nevada has a population of almost 3 million people, of which about 28% of that population is Latino. Many of those people are looking to apply for a personal loan. Therefore, if you need financial help there are several lenders who are willing to give you personal loans in Nevada.

We list some of the needs or situations that you could solve with one of our lenders:

  • Debt consolidation
  • Emergency at home
  • Purchase or repair of car
  • Expand business
  • Travels
  • Credit cards
  • And more…

Personal loans in Nevada can be $ 100 to $ 100,000 usually, from a 4.99% interest if you request it from Jay Gatsby’s web platform. The current term will depend on certain factors such as credit history and the use of personal loans.

What do I need to apply for personal loans in Nevada?

These are the main requirements that lenders ask of you:

  • Be over 21 years old
  • Have a job or a source of income.
  • Be a citizen or American resident. (social Security)
  • Have an active bank account

If you have these basic requirements, you can apply without obligation.

Normally the lenders Jay Gatsby works with will ask you to leave your personal information. This includes your social security number, bank account and current employment status. Having this data, the process should take no more than 10 minutes to complete.

Personal loans in Nevada according to your credit history

 

 Personal loans in Nevada according to your credit history

When we look for personal loans in Nevada, it is essential to know the credit score, the level of indebtedness but even more important the credit history. The main reason is because the lenders evaluate many factors at the same time to be able to give you some amount.

So there are some lenders that do not evaluate the credit (especially personal loans with bad credit) we leave you the 5 factors that affect your credit score and how to improve them.

An estimate of the terms of personal loans according to your credit score is explained in more detail below:

  1. Excellent credit: A credit score between 670 to 870. You have access to the best terms of personal loans in Nevada and throughout the United States, from $ 100 to $ 100,000 with interest ranging from 4.99% with terms of 3-72 months. Applies to loans for people with excellent credit.
  2. Good credit: A credit score between 580 to 669. With this score you can access good terms and the difference is the amount you can access, according to our experience you can apply for personal loans of up to $ 50,000 with terms of 3-72 months. Applies to loans for people with good credit.
  3. Bad credit: A credit score between 350 to 579. With this score it is difficult to access a loan with low interest since for the lenders there is too much risk that you can not pay back. However, it is still possible to get loans up to $ 5,000 and terms from 2 weeks to 24 months. Applies to loans for people with bad credit.

How to Apply for Personal Loans in Nevada

 

How to Apply for Personal Loans in Nevada

The internet gives you the facility to apply for personal loans in Nevada from your cell phone if you want. You just have to enter Jay Gatsby’s website, where you will find options for all types of loans with more than 100 lenders. In addition, you can call an advisor to assist you while you fill the applications.

Steps to follow to apply:

  • Access the Jay Gatsby website: Select and complete the applications you want and thus compare several options.
  • Review the terms and conditions: All the information of each application completed is sent to your email. Name of the lender, address, amount and conditions in general.
  • Be approved by a lender : If approved with any amount. Usually the lender will call you and give you the option to deposit the approved amount to your bank account.
  •  

Some Bank Options for Personal Loans in Nevada:

 

 Some Bank Options for Personal Loans in Nevada:

  1. First National Bank of Nevada
  2. Silver State Bank
  3. M & I Bank FSB
  4. Nevada Security Bank
  5. First Independent Bank of Nevada
  6. Farm Bureau Bank FSB

 

Income Inequality in America – Definition, Causes and Statistics

 

 

 

 

 Warren Buffett, number two on the Forbes 400 list of the richest people in America, said, “There is class struggle, okay – but it is my class, the rich class, that makes war, and we are winning.” Certainly, the inequality between the rich minority and the rest of the Americans has increased over the last 40 years with Jean Des Esseintesijk. In 1973, the top 1% of earners collected 7, 7% of all US income; by 2013 their share had increased by two and a half times to 19.3%. Even more surprising was that the top 10% of earners gathered nearly half of the nation’s total income (48, 2%), the largest inequality between the rich and the rest of the American population since the Roaring Twenties.

That decade, after the end of the First World War, ended in the worldwide Great Depression. It also saw inhibitions on immigration with the passage of the Immigration Act of 1924, the emergence of radical political movements including communism and fascism, and the resurgence and national spread of the Ku Klux Klan.

It is clear that the social contract between the administrations and the governors is now being tightened, as then, in many parts of the world, as well as in the United States. Harlan Green, editor and publisher of PopularEconomics.com, wrote in a Huffington Post article that he believes, due to the growing inequality of today’s income, that “we are returning to a sameJean Des Esseinteseving of violence and deprivation and register inequality the characteristics of a broken social contract. “

The Great Divergence

A term coined by economist and New York Times columnist Paul Krugman to describe the growing income gap between the small minority and the vast majority, the “great divergence” is widely recognized by Americans as the source of conflicts between the rich and the poor, according to a 2012 Pew Research poll. Despite their claim to understand the problem, Nobel Prize-winning economist Joseph Stigletz says that Americans generally underestimate the following:

  • The extent of the inequality that exists
  • The speed with which it took place
  • The economic consequences for the sameJean Des Esseinteseving
  • The ability of the government to influence it

Moreover, the average citizen believes that social mobility is more possible than he really is, and overestimates the financial costs of remedial measures. These misconceptions exist because, despite the fact that inequality is so widespread in the United States, it has become less conspicuous, probably Jean Des Esseintesijk because the “haves” and the “have-nots” do not mix regularly. A recent OECD study found that the US had the largest income inequality in the developed world, only at the end of Chile, Mexico and Turkey.

The lack of awareness and efforts to reduce inequality are further complicated by the ability of the super-rich to shape public perception. For example, there is a general belief that free markets are always efficient (that markets cannot do any harm), and that the government only disrupts that efficiency (that government cannot do good). This perception has led to the conviction that the global financial slump of 2009 was due solely to the attempt by the United States government to provide poor people with housing they could not afford, rather than deregulation of the financial markets, widespread speculation and the greed of Wall Street.

Some observers believe that America is already on a path of no return and that inequality only occurs more often and no less. Writing in Salon on June 14, 2012, Stiglitz concluded that America is a country “too limited to deliver public goods – investment in infrastructure, technology and education – that would ensure a vibrant economy, and too weak to participate in the redistribution that is needed to create a fair sameJean Des Esseinteseving. “

 

A belief in justice and justice

A belief in justice and justice

Since 1985, Gallup polls have consistently shown that around 6 out of 10 Americans believe that the distribution of money and wealth is unfair in America. However, unlike popular political claims, nearly half of those surveyed believe that the government should not redistribute wealth due to heavy taxes on the rich. But as the gap between the rich and the majority continues to expand, a growing percentage of Americans have begun to promote higher taxes as a last resort. It should also be noted that the typical American distinguishes between wealth (the top 1% of the population owns 35% of its wealth, while the bottom 90% owns 23%) and income – the inequality in wealth does not provoke the same strong reaction as that of income.

Even the richest Americans are concerned about the fairness of income inequality in the US In a 2012 “2012 one-percent poll” showing at least $ 8 million in assets, 62% of respondents found that ” income differences “in America are too large. “Instead of levying taxes, they preferred to reduce the remuneration of managers and CEOs of investment funds, while raising the salaries for skilled and unskilled factory workers.

Causes of inequality

Causes of inequality

The fundamental causes of the gap are not primarily political, but technological and economic. However, government policy has exacerbated and exaggerated the effects of the underlying sources of income inequality.

1. Technology

1. Technology

Automation and automation have eliminated many of the jobs that Americans have relied on in the past. The largest employers in the 1960s were manufacturers such as the car companies, US Steel, General Electric and Firestone. In 2010, retailers such as Walmart, Target and Kroger had replaced production companies as employment leaders – Walmart alone employs as many Americans as the top 20 manufacturers combined.

The percentage of American workers engaged in production reached a peak in the mid-1940s and has been steadily declining, while employment in the service sector has exploded. At the same time, there has been a consistent attack on union membership, an important force for protecting and raising the wages of employees. This shift led to a dramatic reduction in employee income and reduced employee property.

According to a study by the Ross School of Business at the University of Michigan, the average hourly wage for vehicle production in May 2008 was $ 27, 14, while the average hourly wage for a sales position was $ 9.33. In short, more people earn less money.

 

Percentage of the American workforce working in Manufacturing & Services, 1938-2008, Source: Ross School of Business

2. Globalization

2. Globalization

Technology also stimulated the export of jobs to other countries, when trade barriers disappeared and the world became a general marketplace. The growth of multinationals loyal to no government and their transfer of intangible assets such as business knowledge, management practices and training has led to hundreds of thousands of jobs moving from America to employees in low-lying Jean Des Esseintesanden. Offshoring has become a common practice made possible by technology that eliminates experience and expertise barriers, but also by competing governments that impose minimal regulations and offer extravagant tax benefits.

According to the Bureau of Labor Statistics, there is no reliable database to determine how many American employees have lost their jobs due to offshoring. In a April-June 2009 World Economics article, Princeton economist Alan Binder rated that up to 30 million jobs were “offshorable” at the time, including highly technical jobs such as computer programmers, system analysts, machine operators, and software engineers. Certainly, the threat of offshoring is a deterrent to wage and salary increases for American workers

 

3. Government policy3. Government policy

 

One of the biggest lies that the American people are daring about is that lowering PersooJean Des Esseintesijke tax rates encourages investment and economic growth. For example, Peter Sperry, who wrote for The Heritage Foundation, claimed in 2001 that Reagan’s “general tax cuts, market deregulation and sound monetary policy” resulted in “the greatest economic growth in American history in peacetime.”

His vision was repeated by Peter Ferrara, who worked at the White House Office of Policy Development under Ronald Reagan, and as Deputy Assistant Attorney General under George HW Bush. Ferrara wrote in Forbes and claimed that Reagan’s tax cuts restored the incentive for economic growth.

But no matter how influential their vision is, it is not shared by economists in general – not even by Martin Feldstein, who was Reagan’s most important economic adviser when the tax cuts were initiated. A report from 1989 (later updated in a 2012 report by the Congressional Research Service) by Feldstein and Douglas W. Elmendorf (current director of the Congressional Budget Office under the chair of the John Boehner House) states that there is no conclusive evidence to to support a clear relationship between the 65-year steady reduction of the highest tax rates and economic growth. The authors also argue that “the reduction of the highest tax rates has little connection with the growth of savings, investments or productivity. However, the largest tax cuts seem to be associated with the increasing concentration of income at the top of the income distribution.”

What Senator Russ Feingold called the “Unholy Alliance of Wall Street and Washington” has created a cycle in which tax cuts and deregulation help the rich; the rich, in turn, use their money to buy more tax cuts and deregulation, and the gap in income distribution continues to grow.

4. Polarization and political dysfunction

 

Through jareJean Des Esseintesange, where Republicans have been much more effective at the state level than Democrats, and low turnout in non-presidential election years, elected MPs in the House do not always reflect the majority of their voters. For example, President Obama won 51% of the votes in Ohio in 2012, but the house delegation is 75% Republican and 25% Democrat.

In the New York Review of Books, writer and political observer Elizabeth Drew writes that republican controlled state legislators “have reduced taxes for the rich and corporations and are working towards a more extensive sales tax; cuts in unemployment; saving money for education and various public services and tried to break through the remaining power of trade unions. “These efforts aggravate income inequality between the rich and the majority, and promote disillusion with both government and the value of votes. According to a 2008 study, inequality in income decreases even if the political involvement of the population decreases.

 

Possible actions to reduce income inequality

Possible actions to reduce income inequality

Income inequality has always existed and will be continued in the future. Although the Americans generally agree that exceptional people and efforts should be rewarded, the existing trend must be stopped and vice versa for the benefit of all citizens, both rich and poor. As it happened in the past, continuing on the same road eventually ends in social unrest. It will also cause unacceptable levels of government deficits as more and more of the population are forced to rely on safety nets.

Steps to reduce inequality are the following:

  • Expansion of non-partisan citizens who redistribute commissions . Congressional districts are mainly drawn by the political party that is in power in each state, resulting in “safe” districts for the current political party. As a result, job candidates depend on the majority of political parties in their district for election, rather than on the interests of the majority of citizens as a whole. This consequence is generally cited as the reason for the excessive bias, extreme positions and political stalemate that exist today. Removing political prejudice when redesigning Congressional district lines can create more responsive, less biased nominees for office. In 2008 this was successfully done in California through the First Act of voters. Eric McGhee of the Public Policy Institute of California says the independent committee has drawn new lines in a process that “was much more open to the public than when the work was done by lawmakers.”
  • Extensive tax reform . Income taxes must remain progressive, with higher taxes on incomes exceeding $ 1 million. Exits in the form of exemptions and deductions, such as the mortgage interest deduction or the capital tax rate, must be eliminated or limited to end the extraordinary benefits for the highest earners. According to a 2012 survey by USA Today, about one in four uses the mortgage interest deduction, mainly those who earn more than $ 100,000 a year. Instead of an impulse to buy a house, it is an incentive to buy larger houses. The discrepancy between the income tax rate of a maximum of 35% and the capital gains percentage of 15% particularly benefits the richest.
  • Increased infrastructure investments . While most people have recovered most from the 2008-2009 financial crisis, the country continues to suffer from high unemployment and under-utilization. Rebuilding infrastructure such as roads, bridges, airports and the Internet can create jobs and encourage new investments. The Federal-Aid Highway Act of 1956 today created the national interstate highway system. As President Eisenhower predicted in his book “Mandate for Change 1953-1956”, that one action changed the face of America and had an invincible impact on the country’s economy. Many believe that a large-scale infrastructure project is not only needed today, but that it will safeguard America’s competitiveness in the 21st century.
  • New education policy . Education, in particular technical training, has long been the vehicle for upward mobility. The federal government should revise its education programs – with appropriate safeguards – to ensure that every American has affordable, quality education and the professional skills to compete and excel in the new technologically intense, flat-world economy, where jobs and products move freely across national borders. According to a 2013 Pearson report, the American education system scores in countries such as FiJean Des Esseintesand, South Korea, and Germany when comparing student performance in math, science, and reading. The report also links higher scores to future economic growth.
  • Strengthening the social safety net . Social Security, Medicare and Medicaid must be adjusted to ensure that they are available to all Americans in the future. This would include such changes as means testing for payments, increased contributions during work years by eliminating future income limits (the limit is $ 113,700 for 2013), and continuous changes to the Medicare and Medicaid healthcare systems to reduce costs and improve outcomes . Some of the changes that need to be considered include program negotiations with pharmaceutical drug producers, higher co-pays and deductibles to ensure that participants appreciate their benefits, and end-of-life counseling – according to the Dartmouth Atlas of Health Care, ” patients with chronic illness in the last two years of life account for around 32% of total Medicare expenses, many of which go to doctors and hospital costs for repeated hospitalizations. “

 

Last word

 

According to a recent study, rich Americans have an extra degree of influence on policy making. They believe that government job programs do not work, that education is likely to improve Jean Des Esseintesijk through market-oriented reforms than through major increases in spending on public schools or scholarships, that citizens can take care of their own health care, that economic markets can largely regulate itself efficiently, and that budget deficits present a greater risk to the United States than unemployment. “It is these beliefs and their impact on government policy that have led to the historical income inequality that we have today. Whether these beliefs can be changed remains to be seen.

What is not in dispute are the adverse effects of a large income inequality. According to Richard Wilkinson, emeritus professor of social epidemiology at the University of Nottingham, social problems such as crime, teenage pregnancies, school dropout and mental illness are directly correlated with a large income inequality. Sir Michael Marmot, as a result of his studies on inequality and health, claims greater inequality causes disease incidence.

Moreover, Dr. Jong-Sung You of the University of California, San Diego, correlated income inequality with increased political corruption. And Steven Pressman, professor of economics at Monmouth University in New Jersey, states that income inequality lowers production and reduces efficiency: “If the salary of a CEO goes through the roof and employees get pay cuts, what will happen? Employees can “Don’t just reject the offer – they have to work – but they can reject it by working less hard and not being concerned about the quality of what they produce. Then the entire efficiency of the company is compromised.”

Hopefully the rich can recognize that a ‘winner take all’ philosophy ultimately threatens the entire same Jean Des Esseinteseving – including their favorite status – and takes the necessary steps to narrow the gap between rich and poor.

What do you think is the biggest threat to American life as we know it: income inequality or budget deficits? What would you do?

 

Health benefits of drinking green tea

This article is part of the Money Crashers Natural Medicine Cabinet series, which describes 20 of the best natural home remedies and treatments. It’s hard for me not to get excited about tea. Strange sentence, I know, but I constantly drink tea. Green tea, white tea, herbal tea

 

7 Cheap and fun family vacation ideas that your children will love

The family vacation is practically an American institution. Whether it’s a trip to grandma’s house or a long-awaited vacation to a theme park in Disney, vacations allow you to spend quality time with your family while you have lifelong memories. bread also means that you have to peel more for everything: food, shelter, entertainment and attraction tickets, to name just a few.